Please understand your income tax before you complain about it

Half dollarI found this on Daring Fireball but it’s worth passing on to my minute (!) but loyal (?) readership:

Does ABC News understand how income tax works?

I knew this (aren’t I so smart?) but I suspect a lot of people don’t, and if you’re ranting and raving about taxes, or especially about the Obama tax plan, it’s probably worth a refresher. The relevant quote:

In reality, a family earning $255,000 will pay the higher tax rate only on its last $5,001 in income; the first $249,999 will continue to be taxed at the old rate. So intentionally lowering your income from $255,000 to $249,999 is counter-productive; it will result in a lower after-tax income.

In other words, yes, there are tax brackets, and incomes within the different brackets are taxed at different rates. But you can think of it this way: your total income is divided up into segments based on these brackets, and each of those segments is taxed at the rate for that bracket. So trying to reduce your income to get under the wire of a particular tax bracket is fundamentally misguided.

Rolling Stone album reviewers are idiots

Rolling StoneYeah, I know. Big news. But I was just reminded of it again.

I was listening to one of my favorite new albums, Ray Guns Are Not Just the Future by The Bird and the Bee. In particular, I was listening to the song “Witch,” a song that is extremely evocative of the music of classic James Bond movies (and not just because I’ve been watching Moonraker on my iPhone over the past couple of nights). So I decided to google “The Bird and the Bee” Witch “James Bond” to see if anyone had discussed this correlation.

The first result back was the Rolling Stone review of the album, which I was disappointed to see had only received a 2-star rating. The review is scornfully dismissive of the blatant influence of Burt Bacharach, bossa nova and the Bee Gees. So imagine my surprise when I read Rolling Stone’s 3-and-a-half-star review of their first album, which mentioned, in a far more appreciative tone, the blatant influence of Burt Bacharach, bossa nova and the Beach Boys.

Granted, the Beach Boys are probably a more enduringly worthy influence than the Bee Gees. But I happen to really like “How Deep Is Your Love” (which The Bird and the Bee covered on an EP a couple years ago and which, I have read, but I hasten to note I would not know from personal experience, was also included in the Sex and the City movie soundtrack), and I doubt that the influence of the Beach Boys vs. the influence of the Bee Gees would, on its own, make a star-and-a-half difference in the quality of the two albums.

I have not actually heard The Bird and the Bee’s first album (yet), but if their second is only a 2-star effort, then the first must be a 3-and-a-half-star masterpiece beyond anything in the known world of music.

The real problem here is that musical tastes are highly subjective, even among music reviewers who work for the same publication. But although the reviewers in Rolling Stone get a byline, RS still presents a monolithic face as the voice of popular music criticism, and as such it would be nice if they could maintain a little continuity in their treatment of individual artists from one album to the next, at least to the extent that the star ratings should not be applied as subjectively as the commentary within the reviews themselves… or, the star ratings should never be presented out of context without noting the name of the reviewer who assigned an album its rating.

For example:
Rolling Stone reviews, accordingly amended

Why does Safari 4 Beta take SOOOOO LOOOONG to start up? Am I the only one having this problem?

Hurry up and wait!I downloaded and began using the new Safari 4 Beta the day Apple released it. I’ve complained (mostly on Twitter) about various aspects of it, things that I’ve now (more or less) gotten used to: most significantly the still-awkward title bar tabs.

But one thing I haven’t gotten used to is the ridiculous amount of time Safari 4 Beta takes to get up and running, at least for me. The window appears promptly after clicking on the icon, but then I’m visited by the dreaded spinning beach ball of death. This situation endures for at least a minute or two (if anything, I am exaggerating that time down), and then things proceed as normal.

At first I thought maybe it was something peculiar about my own site (even though it loads just fine in other browsers, including Safari 3), which I have set to load as the home page. But I just waited out Safari’s ridiculous start-up time, then went into the preferences and set it to load with a blank page. And it still took just as long, not even loading anything from the Internet. So clearly it’s just something in the internal workings of the app itself.

I have not seen anything anywhere about this issue. Everyone seems to love Safari to death, and says nothing about its speed other than how blazing fast it is. I guess it’s pretty snappy once it gets going, but for me all I can think about is this ridiculous load time at the beginning.

And so, this humble blog post shall serve as a beacon in the darkness, calling out to all those who suffer as I do (oh, such suffering) from an inexcusable lag at the start-up of Safari 4 Beta.

For what it’s worth, I’m running a stock black MacBook purchased just last August (right before Apple retired them, of course), 2 GB of RAM, Mac OS X 10.5.6. In other words, this should not be happening.

Also, for what it’s worth, once Safari has gotten going, my site loads very fast… less than a second on my cable connection. So it’s definitely not something with my site (thankfully, since I can’t imagine what it would have been).

I’m scrobbling

Last.fmWhat is scrobbling, you ask? Here’s your answer.

Now this probably seems like exactly the kind of privacy invasion that would make me totally paranoid, and you’re right. I’ve known about Last.fm for years, but I’ve avoided it like the plague, mainly because I was afraid it was either a trick by the RIAA to collect data on music pirates (which I shouldn’t really worry about, because 99% of my music is legit, and I don’t use P2P networks) or it was spyware.

Well, OK, it is spyware in a sense, I suppose, but I realize now that it’s a bit different if you know you’re being spied on, and you have total control over what the spy can see.

Mainly, I have wanted for ages to have a way to automatically display on my website what music I’ve been listening to, and with Last.fm’s scrobbling, and an RSS feed, it is now possible. So you will note that in the right column on all of my pages, in addition to my Twitter feed, I now also have “What I’m Listening To.” Dangling participles aside, it’s exactly what I had been hoping for.

I also have all of my recent (original) music up on Last.fm, including free downloads. Check it out!

And finally, I would be remiss if I did not acknowledge Last.fm for WordPress, the excellent WordPress plugin I’m using for the feat of syndication you see on these pages. I futzed for an hour or so last night with various RSS feed plugins for WordPress, was disappointed with them all, and then I decided to just check and see if someone had written a plugin for this specific purpose. This plugin is fantastic — it does exactly what I wanted, and is a complete no-brainer to set up. Nice!

A great explanation of why (most) Minnesotans don’t complain about our relatively high taxes

First, rid your mind of the idea that government = evil.

Government is neither good nor evil; it depends on what government does. The same goes for corporations. Both have done a fair amount of what might be called “evil” over the past couple of decades.

There’s a great article on The Daily Beast today that reinforces an idea that’s pretty common around here in Minnesota: good government is worth paying for. In other words, if you get something of value from your taxes (or you know that other people do, and you’re not a self-centered bastard), it doesn’t feel so painful to pay them.

Now, in some parts of the country it’s pretty hard to come by the kind of generally honest, public-serving government that we Minnesotans tend to take for granted. But President Obama (who seems more Minnesotan than Illinoisan when it comes to the integrity and vision of his politics) is on the cusp of delivering this vision to the nation.

Let’s hope it takes hold. Reaganomics has just about driven us into the ground but I think it may not be too late.